Terms of Service

Last updated: August 2026

Acceptance of Terms

By accessing or using Adaptl ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

Description of Service

Adaptl provides an AI-powered household finance management platform — Household — that parses bank statements, categorizes transactions, and delivers financial insights. The Service is provided by Adaptl, based in the Netherlands.

User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. Adaptl cannot and will not be liable for any loss or damage arising from your failure to comply with this obligation.

Acceptable Use

You agree not to misuse the Service — including attempting to access it through unauthorized means, uploading malicious content, or using it for any unlawful purpose. We reserve the right to suspend accounts that violate these terms.

Limitation of Liability

Adaptl provides financial insights for informational purposes only and does not constitute financial, tax, or legal advice. We are not liable for decisions made based on the insights provided. Always consult a qualified professional for financial decisions.

Changes to Terms

We may update these terms from time to time. We'll notify you of material changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

Contact

Questions about these terms? Reach out to hello@adaptl.ai.